Savings, Independence & Benefits Protection

The ABLE Act created one of the most significant expansions of financial opportunity for individuals with disabilities in decades. Yet awareness and utilization of ABLE accounts remain far below their potential — largely because families and professionals simply do not know enough about them.

This webinar provides a comprehensive, practical guide to ABLE accounts and their role in a broader disability financial plan.

Topics covered include:

• ABLE eligibility criteria — diagnosis, age of onset, and the 2026 age expansion to 46
• Annual contribution limits and the ABLE to Work provision for employed account holders
• What counts as a qualified disability expense — and what does not
• How ABLE account balances interact with SSI resource limits
• The Medicaid payback provision for ABLE accounts — what it means and when it applies
• How ABLE accounts and Special Needs Trusts complement each other
• State ABLE programs — how to choose and how they differ
• Common mistakes families make with ABLE accounts

Ideal for: Families of individuals with disabilities, financial advisors, Support Coordinators, employment support providers, and disability advocates.

As of 2024, there are over 170,000 ABLE accounts open nationwide with total assets exceeding $1.8 billion — a significant increase since the first accounts became available in 2016. However, estimates suggest that millions of eligible individuals have yet to open an account, representing a significant untapped planning opportunity.

• Webinars for Professionals, Schools & Employers
• SSI & SSDI Eligibility — What Families Need to Know
• Working While Receiving Benefits — What You Need to Know Before You Start
• Power of Attorney vs. Guardianship — Protecting Rights While Planning for the Future
• Special Needs Trust Funding — Building Financial Security Without Losing Benefits
• Blending State & Federal Funding Programs — How Benefits Work Together
• Medicaid vs. Medicare — Understanding the Differences That Matter
• Planning for Different Life Phases — A Disability Life Planning Roadmap
• Frequently Asked Questions: Disability Planning Webinars & Workshops